A flood occurs when water overflows land that’s normally dry, and this can happen in a multitude of ways. In the case of the recent rather unfortunate situation that occurred in Lekki, the following points can be seen as the main causes: SHALLOW DRAINAGE SYSTEMS The importance of a standard drainage system during road construction cannot be over-emphasized. [...]
Investing in the financial markets is one of the best long-term approaches to wealth. But at a slow and steady pace, many investors probably wonder how long it takes to make a million dollars using the stock market or treasury bonds. Between 1928 and 1966, the S&P 500—an index of 500 of the largest market-capitalization stocks—has [...]
You remember to change the batteries in your smoke/CO detectors. You have guards on your windows. There’s a high-tech security alarm at your door. The safety of your home and its occupants is always top of mind. But when was the last time you thought about the safety of your electrical system? Read on to [...]
Trying to figure out what the different types of roofs are, what the different roof designs and styles mean, and what roofing materials work best for your home can be overwhelming. There are many varieties to pick from depending on your roof type, the look you are going for, and the amount you can afford [...]
Types of Cooling Systems Central Air Conditioners and Heat Pumps Central air conditioners and heat pumps are designed to cool the entire house. In each system, a large compressor unit located outside drives the process; an indoor coil filled with refrigerant cools air that is then distributed throughout the house via ducts. Heat pumps are [...]
One year after scientists first identified the new coronavirus, several variations of the virus that appear to be more infectious are causing global alarm. Though the new strains are not thought to be more deadly, their spread raises the possibility of overloading already strained health-care systems. Now, countries’ vaccine campaigns are up against the increasingly [...]
The Immune System—The Body’s Defense Against Infection To understand how COVID-19 vaccines work, it helps to first look at how our bodies fight illness. When germs, such as the virus that causes COVID-19, invade our bodies, they attack and multiply. This invasion, called an infection, is what causes illness. Our immune system uses several tools [...]
When it comes to window treatments, there are so many options that it can be overwhelming to choose what's right for your home. To make it even more confusing, many people—including interior decorators—use the terms "drapes" and "curtains" interchangeably, mixing in "shades" and "blinds" as if they were synonyms, too. However, while all four types [...]
On the surface, the main personal finance lesson from this year is that each of us must find ways to insulate ourselves from individual financial shocks and general recessions. While we might not always know when exactly a downturn is coming or what will set it off, recent trends have shown that we can expect [...]
Budgets have been spent, targets have (hopefully) been met and it's time to start the process all over again! Businesses across the country will be reflecting on the last 12 months and setting their goals for the next financial year. This planning is critical to both your long and short-term success, so it's important you [...]
